Joint Press Release: TTCF and TRPA Align Housing Findings, Highlight Regional Workforce Housing Crisis

TAHOE REGION, CA/NV — [February 18, 2026] — For the first time, the Tahoe Truckee Community Foundation (TTCF) and the Tahoe Regional Planning Agency (TRPA) have aligned findings from their respective housing needs analyses, revealing consistent and urgent housing challenges across the greater Tahoe region. While the two studies examine slightly different geographies, the results point to the same conclusion: there is a significant mismatch between housing supply and the local workforce’s needs.

“Since 2016, investments in regional data have helped us track progress towards achievable local housing solutions with the many housing efforts across agencies,” said Stacy Caldwell, TTCF CEO. “This aligned data shows that most unmet need remains on working households, which are essential to our community. This moment calls for continued coordination and locally driven solutions that match the scale of the need.”

Key takeaways

• In-commuters (those who commute into the Tahoe-Truckee area but would prefer to live in the region) represent the largest share of unmet demand,
• 50% of renter households are overpaying for housing, compared to 34% of homeowners,
• 65% of Tahoe – Truckee housing stock is held for seasonal and occasional use,
• 245% – 255% of Area Median Income* (AMI) could be required to purchase a median-priced single-family home in the broader region.

Achievable Workforce Housing Gaps Persist

The housing studies show that unmet housing needs continue to impact achievable local housing, from the unhoused to those making 245% AMI, or the “missing middle.” This expanded definition of affordability- originally developed by the Mountain Housing Council in 2021 and adopted by TTCF, TRPA, and regional housing partners- improves our region’s ability to address local housing needs. This unmet need includes those who are inadequately housed (e.g., in overcrowded conditions or substandard housing) as well as those in need of housing, spanning the resident workforce, in-commuters, and seasonal workforce.

Comparing TTCF’s housing data from the 2016 study, affordability has generally worsened throughout the community, with higher incomes being required to afford market-rate housing. The new data for the Tahoe Basin show the same widening affordability gap, although the overall level of housing need has risen only slightly from earlier studies.

In-Commuter Data Suggests Workforce Displacement

TRPA data confirms a substantial number of workers commute into the Basin but would prefer to live closer to their jobs — a pattern that increases vehicle miles traveled (VMT) and affects environmental outcomes. TTCF’s analysis echoes this finding.

Furthermore, TTCF notes that current data primarily capture in-commuters and does not fully quantify residents who have already been displaced from the region, suggesting the true housing pressure may be even greater.

“Housing and environmental sustainability in the Tahoe Basin are deeply connected,” said TRPA Long Range Planning Director Karen Fink. “When workers are forced to commute longer distances, it increases vehicle miles traveled and impacts Basin health. These findings will help inform the next phase of the Tahoe Living initiative.”

Testing Assumptions and Designing Solutions

Both TRPA and TTCF hosted data walks to test the quantitative data against the lived realities and observations of those organizations and agencies that serve the people of our regions. These walks affirmed the data and also pointed to the interventions that are working. For example, Sierra Community House provides one-time rental and utility assistance to help people remain housed during emergencies, the collaborative efforts of Tahoe Truckee Workforce Housing Agency, and free transportation solutions through Tahoe Truckee Area Regional Transport (TART) to aid commuting.

Data Will Continue to Inform Regional and Local Housing Strategies

TRPA will use its findings to guide the Cultivating Community, Conserving the Basin phase of the Tahoe Living policy initiative, currently in the scoping phase of an Environmental Impact Statement. Proposed policies in the environmental analysis include changes to the growth management system that would scale certain regulations and incentives by the size of residential units, something the new data points to as an area of concern and possible driver of environmental impacts. Learn more at www.tahoeliving.org/housingassessment.

TTCF will share the results with local housing authorities in Nevada and Placer Counties, the Town of Truckee, and alumni partners of the Mountain Housing Council to help advance locally driven housing solutions. TTCF has facilitated housing needs assessments in 2015, 2016, 2021, and 2023 to accelerate housing solutions in North Tahoe-Truckee. The full report is available at www.ttcf.net.

*Area Median Income (AMI) estimates are based on the adjusted median family income reported by the California Department of Housing and Community Development (HCD) for 2025. For North Tahoe-Truckee, this includes: Nevada County, CA: $124,600; and Placer County, CA: $120,800. For the Basin, this includes: Douglas County, NV: $108,813; El Dorado County, CA: $124,600; Placer County, CA: $120,800; and Washoe County, NV: $110,500.

Tahoe Truckee Community Foundation brings together trusted partners to align strategies and inspire philanthropy to nurture a resilient community and environment. For more than 25 years, TTCF has served North Tahoe-Truckee by aligning its work with community priorities. Through grantmaking, scholarships, donor-advised funds, impact investments, and strategic initiatives, TTCF leverages relationships and resources to benefit the people and places of our region. Learn more at www.ttcf.net.

The Tahoe Regional Planning Agency leads the cooperative effort to preserve, restore, and enhance the unique natural and human environment of the Lake Tahoe Region, while improving local communities and people’s interactions with our irreplaceable environment. Learn more at www.trpa.gov.

CONTACT

Ashley Beck, Director of Engagement & Communications

Tahoe Truckee Community Foundation

Ashley@ttcf.net

o: (530) 587-1776 ext. 100

Jeff Cowen, Public Information Officer
Tahoe Regional Planning Agency
JCowen@trpa.gov

o: (775) 589-5278